Health Insurance Solutions
Find comprehensive health coverage tailored to your needs and budget. We compare plans from 50+ top-rated carriers to get you the best value.
Our Health Insurance Plans
We offer six different types of health insurance to match your situation and budget.
Major Medical Plans
Comprehensive health insurance purchased directly through carriers, outside of employer groups and the ACA marketplace. Includes preventive services, specialist visits, hospitalization, prescription coverage, and emergency services.
- Deductible and coinsurance
- Maximum out-of-pocket limits
- PPO-based or broad access networks
- Long-term coverage stability
- Individually controlled plan design
Short Term Medical
Flexible coverage for up to 36 months, designed for healthy individuals seeking lower monthly premiums with catastrophic protection. Perfect for those who don't qualify for ACA subsidies.
- Lower monthly premiums
- Adjustable deductibles
- Nationwide PPO networks
- Virtual telemedicine
- Prescription coverage
Cost Sharing Plans
Community-based cost distribution model where members share large medical expenses. Operates outside traditional insurance regulation with emphasis on affordability and catastrophic protection.
- Lower monthly participation costs
- Shared medical expense coverage
- Negotiated provider discounts
- Telemedicine services
- Prescription assistance programs
Catastrophic Plans
Designed for young, healthy individuals seeking protection against major medical events. These plans have lower premiums but higher deductibles.
- Very low monthly premiums
- High deductible
- Preventive care covered
- Protection against major illness
- Available on ACA marketplace
Preventive Service/Copay Plans
Emphasize preventive care and routine services with manageable copays. Great for families wanting to manage healthcare costs predictably.
- Low copays for preventive care
- Primary care visits covered
- Prescription copay options
- Wellness program access
- Flexible plan designs
ACA Marketplace Coverage
Income-qualified plans with potential subsidies and tax credits. Open enrollment available with protection for pre-existing conditions.
- Potential tax credits
- Income-based subsidies
- Pre-existing condition coverage
- Essential health benefits
- Open enrollment periods