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Happy family protected by insurance
Trusted Coverage Across America

Protecting Your Family's
Future Starts Here

Premier American Era Insurance delivers personalized health insurance solutions through licensed agents in 9+ states. Expert guidance, 50+ top-rated carriers, and no-cost consultations.

9+States Licensed
50+Carrier Partners
10K+Families Served

How It Works

Getting the right coverage shouldn't be complicated. Our streamlined three-step process makes it simple.

Free Consultation

Schedule a no-obligation consultation with one of our licensed agents. We'll listen to your needs, assess your situation, and explain your options in plain language.

Custom Plan Design

We compare plans from 50+ top-rated carriers to build a personalized coverage strategy that fits your health needs, family goals, and budget.

Ongoing Support

Your relationship with us doesn't end at enrollment. We provide year-round support, annual plan reviews, and claims assistance whenever you need it.

Our Health Insurance Plans

We specialize exclusively in health insurance, partnering with 50+ top-rated carriers to find the right plan for your situation and budget.

Major Medical

Comprehensive health insurance purchased directly through carriers, outside of employer groups and the ACA marketplace. Broad network access with long-term coverage stability.

  • Preventive & specialist visits
  • Hospitalization & emergency care
  • Prescription drug coverage
  • PPO-based broad access networks
Learn More

Major Medical Limited

A flexible, lower-premium alternative to full major medical. Designed for individuals who want meaningful coverage with more budget-friendly monthly costs.

  • Lower monthly premiums
  • Core medical benefits
  • Flexible deductible options
  • Supplemental add-ons available
Learn More

Short Term Medical

Flexible coverage for up to 36 months, designed for healthy individuals seeking lower premiums with catastrophic protection. Ideal for those between jobs or coverage gaps.

  • Coverage up to 36 months
  • Adjustable deductibles
  • Nationwide PPO networks
  • Virtual telemedicine included
Learn More

Cost Sharing Plans

Community-based cost distribution model where members share large medical expenses. Operates outside traditional insurance with an emphasis on affordability.

  • Lower monthly participation costs
  • Shared medical expense coverage
  • Negotiated provider discounts
  • Prescription assistance programs
Learn More

Catastrophic Plans

Designed for young, healthy individuals seeking protection against major medical events. Very low premiums with high deductibles — ideal for worst-case scenario coverage.

  • Very low monthly premiums
  • High deductible structure
  • Preventive care covered at 100%
  • Available on ACA marketplace
Learn More

Preventive Service / Copay Plans

Emphasize preventive care and routine services with manageable copays. Great for families wanting to manage healthcare costs predictably throughout the year.

  • Low copays for preventive care
  • Primary care visits covered
  • Prescription copay options
  • Wellness program access
Learn More

Not sure which plan is right for you? Our licensed agents will help you compare options at no cost.

Get Your Free Quote
Our Carrier Partners

Representing America's Top-Rated Insurance Carriers

Aetna
Blue Cross Blue Shield
Cigna
UnitedHealthcare
Humana
Kaiser Permanente
Anthem
Molina Healthcare
Centene
WellCare
Ambetter
Oscar Health
Aetna
Blue Cross Blue Shield
Cigna
UnitedHealthcare
Humana
Kaiser Permanente
Anthem
Molina Healthcare
Centene
WellCare
Ambetter
Oscar Health

Why Choose Premier American Era

We combine the reach of a national agency with the personal attention of a local advisor.

Licensed in 9+ States

We serve families across Arizona, Iowa, Indiana, Kansas, Michigan, North Carolina, South Carolina, Texas, and Virginia — with more states coming soon.

Personalized Service

No call centers or automated systems. You work directly with a dedicated, licensed agent who understands your unique needs and circumstances.

No-Cost Consultations

Our expert guidance is completely free. We're compensated by the carriers, so you never pay extra for our professional advice and support.

Year-Round Support

Insurance questions don't stop after enrollment. Our team is available year-round for claims assistance, plan changes, and annual reviews.

50+ Top-Rated Carriers

We're not tied to a single company. We compare plans from over 50 carriers to find the best coverage and value for your specific situation.

Bilingual Assistance

Our diverse team offers support in English and Spanish, ensuring every family receives clear, comfortable communication about their coverage.

Prefer to Talk with an Expert?

Schedule a personalized consultation with one of our licensed agents. We'll answer your questions and help you find the right coverage in just 20 minutes.

Available Monday–Friday, 8 AM–6 PM EST • No obligation • Free consultation

What Our Clients Say

"Premier American Era made finding health insurance so much easier than I expected. My agent took the time to explain every option and helped me save over $200 a month on my family's plan. I couldn't be happier with the service."

SM

Sarah Mitchell

Phoenix, AZ

"When we turned 65, we were overwhelmed by Medicare options. The team at Premier American Era walked us through everything step by step. They found us a Medicare Advantage plan that covers all our medications. Truly outstanding."

JC

James & Linda Cooper

Charlotte, NC

"As a small business owner, I needed affordable life insurance to protect my family. My agent compared dozens of policies and found one that fit my budget perfectly. The whole process took less than a week. Highly recommend."

MR

Michael Rodriguez

Dallas, TX

Take the First Step

Ready to Find the Right Coverage?

Schedule your free, no-obligation consultation today. Our licensed agents are ready to help you find the perfect plan for your family.